Group Health Plans for Small Businesses That Want Big Results
Offering health insurance as a small business can feel like a stretch—but with the right support, it becomes a strategic advantage. At Murillo Insurance Agency, we help you design group health plans that work for your budget, support your team, and simplify compliance. You’ll have access to top carriers, clear guidance at every step, and a real partner who understands what it takes to run a small business.
Frequently Asked Questions
Are small businesses required to offer health insurance?
If you have fewer than 50 full-time equivalent employees, you're generally not required to offer coverage. But many small businesses choose to offer it to stay competitive and attract top talent.
Can I afford to offer health insurance to my employees?
Absolutely. We help you explore options that fit your financial goals—whether fully employer-paid, shared cost, or partially voluntary.
What kinds of plans are available for small businesses?
From HMOs and PPOs to high-deductible plans paired with HSAs, we walk you through the pros and cons of each so you can make the right call for your team.
Real Options, Real Support
We don’t believe in cookie-cutter plans. We get to know your business, your team, and your goals—then recommend group health options that offer value where it counts. Whether you’re just starting out or ready to upgrade your current coverage, we’re here to simplify the process, answer your questions, and manage the details that make the difference.
A Practical Path to Employee Retention
Health coverage isn’t just a checkbox—it’s a powerful way to show your team you care. When employees feel protected, supported, and informed, they’re more likely to stay and invest in your business long term. We’ll help you structure a plan that makes sense financially while giving your employees access to meaningful benefits they’ll actually use.
Make Health Insurance Work for Your Business
You don’t need a massive HR department to offer great coverage—you just need the right advisor. Let’s talk about group health insurance options that help your business compete and your team feel valued. Contact Murillo Insurance Agency today to get started.